The Supplier Data that GBG uses to provide CCJ Search, CCJ Information and CCJ Details is supplied by GBG’s Supplier, Experian. GBG is obliged under the terms of its agreement with its Supplier to ensure that all End Users agree to comply with the provisions set out below. These terms apply to all CCJ Search, CCJ Information and CCJ Details checks. Individual CCJ Search, CCJ Information and CCJ Details checks are identified by an ID Number on the End User’s Order Form or Agreement.

1. DEFINITIONS
1.1. In these Additional Terms, the following definitions shall apply, in addition to the definitions set out in the General Terms and Product Terms:
“End User Data” means any data provided to GBG by the End User for processing in accordance with the terms of the Agreement including where relevant any personal data.
“Permitted Purpose” means the purposes, restrictions and/or conditions for the use of the Dataset outlined by the Supplier as set out in the Additional Terms below in addition to the Customer Use Case set out in the Agreement. 
“Territory” means the UK, save for where the End User provides Online Gambling services (as defined in Appendix 2), then the territory is as defined in Appendix 2 of these Additional Terms.

2. USE OF THIS DATASET

2.1 The End must only use this Dataset within the Territory. 

2.2 Where the End User is using this Dataset for the purpose of consumer collections, the End User will only use the information provided for the purposes of assisting in the collection from debtors of amounts which have not been paid in accordance with the legal obligations of those debtors in circumstances which are or may be fraudulent.
2.3 Where this Dataset is being provided for the purpose of commercial collections, the End User agrees that it will only use the Supplier Data for the purposes of assisting in the collection from businesses of amounts which have not been paid in accordance with the legal obligations of those businesses or in circumstances which are or may be fraudulent.
2.4 Where the Supplier Data is being used for the purpose of tracing debtors the End User shall:
a) use the Supplier Data solely to locate the home address of debtors and (save as required by law) and not divulge or disclose all or any part of the Supplier Data to any other third party;
b) take reasonable steps to confirm the identity of a debtor before taking any action to recover the relevant debt where the Supplier Data provides a home address for that debtor; and
c) hold a current registration with the Information Commissioners Office for data processing activities and is authorised and regulated by the Financial Conduct Authority
2.5 Where the End User is using this Dataset for fraud investigation services, the End User shall:
a) comply with Appendix 1 to these Additional Terms;
b) not use the Supplier Data for any Prohibited Purposes. Prohibited Purposes are those not in listed in Appendix 1 to these Additional Terms;
c) only use the Supplier Data where there has been a prior indication of a potential fraud; and
2.6 Where the End User is using this Dataset for Online Gambling services, the provisions of Appendix 2 to these Additional Terms shall apply.
2.7 The End User acknowledges and accepts that Experian is a Credit Reference Agency ("CRA") and in utilising the services of a CRA, the End User is required by Experian to include a link to the Credit Reference Agency Information Notice (commonly known as “CRAIN”) as set out below within their own fair processing notice or provide an off-line route to access information about CRAIN, such as printed copies The CRAIN notice link is as follows: https://www.experian.co.uk/legal/crain/
2.8 The End User shall fully indemnify GBG against all liabilities, costs, expenses, damages and losses incurred by GBG as a result of the End User’s failure to incorporate the CRAIN notice within their fair processing notice.
2.9 The End User shall not sell, transfer, distribute or otherwise make the Supplier Data available to, or use the Supplier Data on behalf of, any third party
2.10 The End User warrants that it will not use the Dataset for any reason outside of the Permitted Purpose.
2.11 The End User shall ensure that at the point of collection of the personal data, the relevant individual is informed of the following principles:
a. Their details will be shared with GBG and Experian
b. A search will be carried out with Experian for Debt Collection or Recovery, Asset Reunification, Evidence Gatherers and Affordability purposes
c. A soft footprint shall be left on their credit file
d. Experian may check the details they supply against any particulars on any database (public or otherwise) to which Experian have access for Debt Collection or Recovery and Asset Reunification purposes.


3. DATA PROTECTION AND COMPLIANCE WITH RELEVANT LAWS
3.1 Experian may, on an occasional and temporary basis transfer End User Data outside of the EEA and UK to third parties appointed as general suppliers of technology and services to Experian in order to support and maintain Experian’s service. In such circumstance, Experian shall ensure that appropriate safeguards are in place with such third-party supplier.

4. TERMINATION
4.1 GBG shall be entitled to terminate the End User’s access to this Dataset on giving 3 month’ prior notice if Experian serves notice on GBG that it cannot provide this Dataset as a result of a change in legislation, regulations, codes or other rules having equivalent force.

APPENDIX 1 TO THE ADDITIONAL TERMS
SPECIAL TERMS AND CONDITIONS FOR USE OF THE SERVICES IN CONNECTION WITH ONLINE GAMBLING (“ONLINE GAMBLING SPECIAL TERMS AND CONDITIONS”)

1. Notwithstanding anything to the contrary stated within the Agreement, where the Supplier Data is used in connection with Online Gambling, these Online Gambling Special Terms and Conditions shall apply and shall take precedence over any other terms and conditions contained within these Additional Terms and the Agreement.

2. In these Online Gambling Special Terms and Conditions the following definitions shall apply:
a. "Licence(s)" means all licences, permits, authorisations and/or accreditations that are required in order for the holder to supply Online Gambling in the Online Gambling Country;
b. “Licensing Country” means the following countries: Gibraltar, Jersey, Guernsey, Alderney, Malta, Isle of Man and United Kingdom and such other countries as Experian may agree from time to time;
c. “Online Gambling” means a gambling service accessed via remote communication whereby Players register, deposit funds and bet and/or play games;
d. “Online Gambling Country” means the countries identified as such under Point 6 below;
e. “Permitted Activity” means the Online Gambling activities identified as permitted activities in relation to an Online Gambling Country under Point 6 below;
f. “Player” means an individual who is a potential or actual Online Gambling customer of the End User;
g. “Player Location” means the country in which the Player is located when the Services are accessed by the End User;

3. When the Supplier Data is used in connection with Online Gambling:
a. the Territory shall be the Online Gambling Countries; and
b. the End User Permitted Purpose shall be ID verification and fraud prevention purposes in connection with Players only where (a) the Player Location is an Online Gambling Country, and (b) the Online Gambling for which the Services are used is a Permitted Activity for the Player Location, and the End User holds the Licences for such Permitted Activities

4. The End User shall;
a. comply at all times with the Permitted Purpose;
b. carry out practical mitigation, and use all reasonable steps to ensure that it complies with the Permitted Purpose, which shall include (without limitation) ensuring and that Players using the Services (i) are situated in an Online Gambling Country, and (ii) are only able to use the Services in connection with Permitted Activities for which the End User has the Licences;
c. operate in a manner that is consistent with the actions of a reputable company operating in the Online Gambling industry; and
d. ensure that the End User holds and maintains appropriate Licence(s) to carry out the Permitted Activity in Online Gambling Countries in which it operates and for which it proposes to use the Supplier Data.

5. In addition to any other restrictions contained within the Additional Terms and General Terms, each End User must be a company whose registered office is in a Licensing Country.

6. Permitted Activities for Online Gambling Countries:

APPENDIX 2 TO THE ADDITIONAL TERMS
SPECIAL TERMS AND CONDITIONS FOR USE OF THE SERVICES IN CONNECTION WITH ONLINE GAMBLING (“ONLINE GAMBLING SPECIAL TERMS AND CONDITIONS”)

1. Notwithstanding anything to the contrary stated within the Agreement, where the Supplier Data is used in connection with Online Gambling, these Online Gambling Special Terms and Conditions shall apply and shall take precedence over any other terms and conditions contained within these Additional Terms and the Agreement.

2. In these Online Gambling Special Terms and Conditions the following definitions shall apply:

a. "Licence(s)" means all licences, permits, authorisations and/or accreditations that are required in order for the holder to supply Online Gambling in the Online Gambling Country;

b. “Licensing Country” means the following countries: Gibraltar, Jersey, Guernsey, Alderney, Malta, Isle of Man and United Kingdom and such other countries as Experian may agree from time to time;

c. “Online Gambling” means a gambling service accessed via remote communication whereby Players register, deposit funds and bet and/or play games;

d. “Online Gambling Country” means the countries identified as such under Point 6 below;

e. “Permitted Activity” means the Online Gambling activities identified as permitted activities in relation to an Online Gambling Country under Point 6 below;

f. “Player” means an individual who is a potential or actual Online Gambling customer of the End User;

g. “Player Location” means the country in which the Player is located when the Services are accessed by the End User;

3. When the Supplier Data is used in connection with Online Gambling:

a. the Territory shall be the Online Gambling Countries; and

b. the End User Permitted Purpose shall be ID verification and fraud prevention purposes in connection with Players only where (a) the Player Location is an Online Gambling Country, and (b) the Online Gambling for which the Services are used is a Permitted Activity for the Player Location, and the End User holds the Licences for such Permitted Activities

4. The End User shall;

a. comply at all times with the Permitted Purpose;

b. carry out practical mitigation, and use all reasonable steps to ensure that it complies with the Permitted Purpose, which shall include (without limitation) ensuring and that Players using the Services (i) are situated in an Online Gambling Country, and (ii) are only able to use the Services in connection with Permitted Activities for which the End User has the Licences;

c. operate in a manner that is consistent with the actions of a reputable company operating in the Online Gambling industry; and

d. ensure that the End User holds and maintains appropriate Licence(s) to carry out the Permitted Activity in Online Gambling Countries in which it operates and for which it proposes to use the Supplier Data.

5. In addition to any other restrictions contained within the Additional Terms and General Terms, each End User must be a company whose registered office is in a Licensing Country.

6. Permitted Activities for Online Gambling Countries: