GBG is obliged under the terms of its agreement with its Supplier to ensure that all End Users agree to comply with the following licensing provisions:

1. DEFINITIONS
1.1. In these Additional Terms, the following definitions shall apply, in addition to the definitions set out in the General Terms and Product Terms:
“FCRA” refers to the Federal Fair Credit Reporting Act, 15 USC 1681 et seq., including, without limitation, all amendments thereto.
“Permitted Purpose” means the purposes, restrictions and or conditions for use of the Dataset outlined by the Supplier in the Additional Terms below in addition to the Customer Use Case as set out in the Agreement.

2. USE OF THE DATASET
2.1. The End User acknowledges that GBG and its Supplier don’t act as “consumer reporting agencies” for the purpose of the delivery of the Services nor is the data a “consumer report” as those terms are used and defined by the FCRA.
2.2. The End User acknowledges that the Services do not constitute consumer report information, subject to the FCRA (or similar state consumer reporting acts), and shall not be used as such.
2.3. The End User shall not use the Services, in whole or in part, as a factor in establishing a consumer’s creditworthiness or eligibility for credit, insurance, employment, or for any other purposes under the FCRA.
2.4 The End User warrants that it will not use the Dataset for any reason outside of the Permitted Purpose.